9700 Wild Fire LnOwingsMD20736
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow9700 Wild Fire Ln, Owings, MD, 20736 in Owings is a top-tier cash-flow asset. At $455,967 it produces $4,302/mo in rent and $1,466/mo in net monthly income, a 11.32% gross rental yield. The DSCR of 2.10 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $17,593. Five-year appreciation adds $125,975, driving a total cumulative return of $267,328.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 5.8% |
| Monthly Cash Flow | $1,466 | $650 |
City averages based on Owings market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,302 |
| Total Monthly Debt Service | $2,654 |
| DSCR Ratio | 1.62x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
0.88 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20736, Owings, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,004 (100%) |
| Owner Occupied HU | 2,697 (89.8%) |
| Renter Occupied HU | 200 ( 6.7%) |
| Vacant Housing Units | 107 ( 3.6%) |
| Median Home Value | $612,266 |
| Average Home Value | $632,405 |
Housing Distribution
Address Breakdown
Residential
2,989
Single Family
2,989
Multi-Family
0
Businesses
272
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
0.88 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20736, Owings, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,004 (100%) |
| Owner Occupied HU | 2,697 (89.8%) |
| Renter Occupied HU | 200 ( 6.7%) |
| Vacant Housing Units | 107 ( 3.6%) |
| Median Home Value | $612,266 |
| Average Home Value | $632,405 |
Housing Distribution
Address Breakdown
Residential
2,989
Single Family
2,989
Multi-Family
0
Businesses
272
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices