97 N Cooper Rd UNIT 97ChandlerAZ85225
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 97 N Cooper Rd UNIT 97, Chandler, AZ, 85225 in Chandler at $280,000 earns $2,082/mo in rent and nets $182/mo after the $1,259/mo payment, a 8.92% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $77,359 over five years. Ziffy Mortgage underwrites this on a 1.65 DSCR without U.S. credit history. With $2,579/yr in principal paydown, total projected return reaches $118,633.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 5.2% |
| Monthly Cash Flow | $182 | $1,850 |
City averages based on Chandler market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,082 |
| Total Monthly Debt Service | $1,789 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1983
993 sqft lot
$N/A/sqft
$245 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85225, Chandler, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 29,212 (100%) |
| Owner Occupied HU | 17,193 (58.9%) |
| Renter Occupied HU | 10,784 (36.9%) |
| Vacant Housing Units | 1,235 ( 4.2%) |
| Median Home Value | $446,363 |
| Average Home Value | $476,751 |
Housing Distribution
Address Breakdown
Residential
28,116
Single Family
20,351
Multi-Family
7,765
Businesses
1,438
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1983
993 sqft lot
$N/A/sqft
$245 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85225, Chandler, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 29,212 (100%) |
| Owner Occupied HU | 17,193 (58.9%) |
| Renter Occupied HU | 10,784 (36.9%) |
| Vacant Housing Units | 1,235 ( 4.2%) |
| Median Home Value | $446,363 |
| Average Home Value | $476,751 |
Housing Distribution
Address Breakdown
Residential
28,116
Single Family
20,351
Multi-Family
7,765
Businesses
1,438
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
