97 Gracyn Ln NE, Ludowici, GA, 31316 | $451/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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97 Gracyn Ln NE, Ludowici, GA, 31316 | $451/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Ludowici at 97 Gracyn Ln NE, Ludowici, GA, 31316 offers $3,697/mo rent that, after a $2,610/mo payment, leaves $451/mo cash flow. Total monthly income is $3,697/mo, and annual cash flow is $5,418/yr on $175,456 cash. Return on cash invested measures 23.15% in year one, and rental yield stands at 8.32% at a $533,300 entry. Equity gained on principal adds $3,441/yr while 5% annual appreciation compounds into $147,341 by year five. Five-year ROI records 120.04% and total cumulative return in cash reaches $210,623. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $3,697/mo property income versus a $2,610/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 2021

0.64 Acres lot

$N/A/sqft

No HOA

More details about the property

Welcome to Palmer Place, where modern comfort meets timeless Southern charm! This stunning 5-bedroom, 3-bath traditional two-story home offers over 4,000 sq. ft. of beautifully designed living space on a generous .64-acre lot. Step inside to find a bright, open floor plan that perfectly blends elegance and warmth. The formal dining room sets the stage for memorable gatherings, while the eat-in kitchen is a true showstopper complete with a butler's pantry, sleek finishes, and plenty of room to entertain or unwind. The inviting living room offers the perfect place to relax after a long day, and upstairs, you'll find a spacious primary suite designed for comfort and privacy. A full bedroom and bathroom on the main floor make this layout ideal for guests or multigenerational living. Upstairs, a versatile loft area provides extra space for an office, media room, or play zone whatever fits your lifestyle best. Outside, enjoy the large fenced-in backyard with a privacy fence, perfect for kids, pets, or weekend cookouts. Built in 2021, this home combines the feel of new construction with thoughtful details and modern upgrades throughout. Located in the beautiful Palmer Place gated community, residents enjoy access to a neighborhood playground and the peace of mind that comes with the serene surroundings. Spacious. Stylish. Secure. This Palmer Place beauty offers room to live, grow, and make lasting memories.

Neighborhood Data

Neighborhood data shown for ZIP Code: 31316, Ludowici, GA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	5,467 (100%)
Owner Occupied HU	3,367 (61.6%)
Renter Occupied HU	1,551 (28.4%)
Vacant Housing Units	549 (10.0%)
Median Home Value	$237,235
Average Home Value	$267,839