9681 Oak Grove DrAngolaNY14006
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 9681 Oak Grove Dr, Angola, NY, 14006 in Angola: $4,200/mo in rent, $1,501/mo net, 12.63% gross yield, all on a $399,000 acquisition. The 2.34 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $110,236 in value, and $3,675/yr in principal paydown steadily builds equity. Projected total cumulative return: $248,897.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12.6% | 6.2% |
| Monthly Cash Flow | $1,501 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,200 |
| Total Monthly Debt Service | $2,541 |
| DSCR Ratio | 1.65x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1925
8,681 sqft lot
$N/A/sqft
$35 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14006, Angola, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,028 (100%) |
| Owner Occupied HU | 3,338 (66.4%) |
| Renter Occupied HU | 803 (16.0%) |
| Vacant Housing Units | 887 (17.6%) |
| Median Home Value | $243,860 |
| Average Home Value | $376,457 |
Housing Distribution
Address Breakdown
Residential
4,508
Single Family
4,455
Multi-Family
53
Businesses
178
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1925
8,681 sqft lot
$N/A/sqft
$35 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14006, Angola, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,028 (100%) |
| Owner Occupied HU | 3,338 (66.4%) |
| Renter Occupied HU | 803 (16.0%) |
| Vacant Housing Units | 887 (17.6%) |
| Median Home Value | $243,860 |
| Average Home Value | $376,457 |
Housing Distribution
Address Breakdown
Residential
4,508
Single Family
4,455
Multi-Family
53
Businesses
178
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices