966 Hilda LnElkinsAR72727
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Elkins rentals match the income profile of 966 Hilda Ln, Elkins, AR, 72727. Listed at $280,600, gross rent is $2,398/mo and net cash flow is $711/mo, a 10.25% yield well above national averages. DSCR 1.90 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $77,525 by year five with $2,584/yr in annual principal reduction, projecting $151,962 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 9.0% |
| Monthly Cash Flow | $711 | $300 |
City averages based on Elkins market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,398 |
| Total Monthly Debt Service | $1,575 |
| DSCR Ratio | 1.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72727, Elkins, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,954 (100%) |
| Owner Occupied HU | 2,253 (76.3%) |
| Renter Occupied HU | 409 (13.8%) |
| Vacant Housing Units | 292 ( 9.9%) |
| Median Home Value | $246,921 |
| Average Home Value | $318,877 |
Housing Distribution
Address Breakdown
Residential
2,666
Single Family
2,666
Multi-Family
0
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72727, Elkins, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,954 (100%) |
| Owner Occupied HU | 2,253 (76.3%) |
| Renter Occupied HU | 409 (13.8%) |
| Vacant Housing Units | 292 ( 9.9%) |
| Median Home Value | $246,921 |
| Average Home Value | $318,877 |
Housing Distribution
Address Breakdown
Residential
2,666
Single Family
2,666
Multi-Family
0
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices