9653 Whiteacre Rd UNIT C2, Columbia, MD, 21045 | $297/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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9653 Whiteacre Rd UNIT C2, Columbia, MD, 21045 | $297/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Columbia at 9653 Whiteacre Rd UNIT C2, Columbia, MD, 21045 generates $1,354/mo in rent and, after a $832/mo payment, leaves $297/mo in cash flow. Total monthly income is $1,354/mo, and annual cash flow is $3,561/yr on $56,355 invested. Return on cash invested sits at 26.23% in year one, and rental yield is 9.56% on a $170,000 entry. Equity gained on principal adds $1,097/yr, while 5% annual appreciation builds toward $46,968 over five years. Five-year ROI reaches 136.76% and total cumulative return in cash sums $77,073. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $1,354/mo property income rather than buyer’s personal income.

Condo

Built in 1973

N/A lot

$N/A/sqft

No HOA

More details about the property

Columbia is one of the best places to live, and this condo can make this a financial reality! Make this home a reality with this unit on the 3rd floor with no sounds from above! This is a secure building, and has walking paths in every direction and a pool close by (for an additional fee). This unit is perfect for a first time home buyer, down-sizer, or investor! The unit has a large bedroom with a large walk-in closet and and a den/bedroom/playroom. It has been freshly painted and new flooring throughout; the kitchen has lots of cabinets; convenient access to shared laundry facilities. Put your feet up on your own balcony off the bedroom. Condo fee includes water, storage room and parking. Easy access to 175/29/32/I95 and close to shopping, dining and parks. Ready to move-in! Add your personal touches to make it your own or rent it out immediately. Priced for that first time homebuyer who would rather buy than pay rent.

Neighborhood Data

Neighborhood data shown for ZIP Code: 21045, Columbia, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	15,435 (100%)
Owner Occupied HU	10,201 (66.1%)
Renter Occupied HU	4,829 (31.3%)
Vacant Housing Units	405 ( 2.6%)
Median Home Value	$491,719
Average Home Value	$519,908