9646 Craiglee StTemple CityCA91780
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 9646 Craiglee St, Temple City, CA, 91780 in Temple City fits: $1,319,421, 4.54% gross yield, and a projected 5% annual appreciation rate adding $364,532 in value within five years. Rental yield 4.54%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.84) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $12,152/yr in principal paydown and $364,532 in appreciation project a total return of $296,019.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.5% | 6.2% |
| Monthly Cash Flow | $(3,174) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,988 |
| Total Monthly Debt Service | $7,637 |
| DSCR Ratio | 0.65x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1951
5,884 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91780, Temple City, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,230 (100%) |
| Owner Occupied HU | 7,200 (58.9%) |
| Renter Occupied HU | 4,485 (36.7%) |
| Vacant Housing Units | 545 ( 4.5%) |
| Median Home Value | $948,456 |
| Average Home Value | $1,067,791 |
Housing Distribution
Address Breakdown
Residential
11,794
Single Family
10,332
Multi-Family
1,462
Businesses
1,037
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1951
5,884 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91780, Temple City, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,230 (100%) |
| Owner Occupied HU | 7,200 (58.9%) |
| Renter Occupied HU | 4,485 (36.7%) |
| Vacant Housing Units | 545 ( 4.5%) |
| Median Home Value | $948,456 |
| Average Home Value | $1,067,791 |
Housing Distribution
Address Breakdown
Residential
11,794
Single Family
10,332
Multi-Family
1,462
Businesses
1,037
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Summer Hofstad • Independent Brokers
Mls Name: CLAW
Mls Provider:
Mls ID: #25574009
Disclaimer: 2025 The MLS - Combined L.A. Westside MLS (CLAW). All rights reserved. Based on information from The MLS - Combined L.A. Westside MLS (CLAW as of 2025-10-14 02:17:38 PDT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.