9632 5th StTaylorsvilleIN47280
INVESTMENT ANALYSIS
Investment Verdict
Solid Income9632 5th St, Taylorsville, IN, 47280 in Taylorsville is a solid income-producing rental, 9.31% gross yield, $1,540/mo rent, $348/mo net cash flow on a $198,500 buy. DSCR 1.72 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $54,842 and $1,828/yr in principal reduction project a total cumulative return of $97,498.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.2% |
| Monthly Cash Flow | $348 | $1,500 |
City averages based on Taylorsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,540 |
| Total Monthly Debt Service | $1,113 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 47280, Taylorsville, IN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 248 (100%) |
| Owner Occupied HU | 173 (69.8%) |
| Renter Occupied HU | 58 (23.4%) |
| Vacant Housing Units | 17 ( 6.9%) |
| Median Home Value | $191,964 |
| Average Home Value | $321,604 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
38
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 47280, Taylorsville, IN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 248 (100%) |
| Owner Occupied HU | 173 (69.8%) |
| Renter Occupied HU | 58 (23.4%) |
| Vacant Housing Units | 17 ( 6.9%) |
| Median Home Value | $191,964 |
| Average Home Value | $321,604 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
38
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: William Lane • Mad Chase Real Estate
Mls Name: MIBOR as distributed by MLS GRID
Mls ID: #22064017