9630 Mason WayBrownsvilleCA95919
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 9630 Mason Way, Brownsville, CA, 95919 in Brownsville speaks for itself: 26.82% gross on a $174,900 price, generating $3,908/mo in rent and $2,759/mo in net income after the $786/mo debt service. DSCR 4.97, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $33,108 stacks alongside $48,322 in projected five-year appreciation and $1,611/yr in principal reduction. Projected total cumulative return: $244,177.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 26.8% | 5.0% |
| Monthly Cash Flow | $2,759 | $1,500 |
City averages based on Brownsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,908 |
| Total Monthly Debt Service | $1,080 |
| DSCR Ratio | 3.62x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1984
7.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95919, Brownsville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 492 (100%) |
| Owner Occupied HU | 305 (62.0%) |
| Renter Occupied HU | 104 (21.1%) |
| Vacant Housing Units | 83 (16.9%) |
| Median Home Value | $362,500 |
| Average Home Value | $377,090 |
Housing Distribution
Address Breakdown
Residential
177
Single Family
177
Multi-Family
0
Businesses
32
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1984
7.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95919, Brownsville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 492 (100%) |
| Owner Occupied HU | 305 (62.0%) |
| Renter Occupied HU | 104 (21.1%) |
| Vacant Housing Units | 83 (16.9%) |
| Median Home Value | $362,500 |
| Average Home Value | $377,090 |
Housing Distribution
Address Breakdown
Residential
177
Single Family
177
Multi-Family
0
Businesses
32
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices