96 Kamas E #AKamasUT84036
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 96 Kamas E #A, Kamas, UT, 84036 in Kamas. Priced at $180,000, it generates $3,242/mo in gross rent and $2,187/mo in net monthly cash flow, a 21.62% yield that comfortably supports the 4.01 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $26,249. Five-year appreciation: $49,731. Equity from principal paydown: $1,658/yr. Total projected cumulative return: $208,735.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 21.6% | 6.2% |
| Monthly Cash Flow | $2,187 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,242 |
| Total Monthly Debt Service | $983 |
| DSCR Ratio | 3.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
1.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84036, Kamas, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,927 (100%) |
| Owner Occupied HU | 3,108 (44.9%) |
| Renter Occupied HU | 600 ( 8.7%) |
| Vacant Housing Units | 3,219 (46.5%) |
| Median Home Value | $865,572 |
| Average Home Value | $1,053,423 |
Housing Distribution
Address Breakdown
Residential
3,879
Single Family
3,147
Multi-Family
732
Businesses
217
Nearby investment properties with comparable rents
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
1.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84036, Kamas, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,927 (100%) |
| Owner Occupied HU | 3,108 (44.9%) |
| Renter Occupied HU | 600 ( 8.7%) |
| Vacant Housing Units | 3,219 (46.5%) |
| Median Home Value | $865,572 |
| Average Home Value | $1,053,423 |
Housing Distribution
Address Breakdown
Residential
3,879
Single Family
3,147
Multi-Family
732
Businesses
217
Nearby investment properties with comparable rents