96 Jenna LnWhitingVT05778
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 96 Jenna Ln, Whiting, VT, 05778 in Whiting. Priced at $157,300, it generates $2,713/mo in gross rent and $1,667/mo in net monthly cash flow, a 20.7% yield that comfortably supports the 3.84 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $20,001. Five-year appreciation: $43,459. Equity from principal paydown: $1,449/yr. Total projected cumulative return: $167,249.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 20.7% | 6.2% |
| Monthly Cash Flow | $1,667 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,713 |
| Total Monthly Debt Service | $984 |
| DSCR Ratio | 2.76x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05778, Whiting, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 318 (100%) |
| Owner Occupied HU | 235 (73.9%) |
| Renter Occupied HU | 46 (14.5%) |
| Vacant Housing Units | 37 (11.6%) |
| Median Home Value | $453,125 |
| Average Home Value | $523,883 |
Housing Distribution
Address Breakdown
Residential
310
Single Family
310
Multi-Family
0
Businesses
10
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05778, Whiting, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 318 (100%) |
| Owner Occupied HU | 235 (73.9%) |
| Renter Occupied HU | 46 (14.5%) |
| Vacant Housing Units | 37 (11.6%) |
| Median Home Value | $453,125 |
| Average Home Value | $523,883 |
Housing Distribution
Address Breakdown
Residential
310
Single Family
310
Multi-Family
0
Businesses
10
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices