959 N Rutledge CtCoeur D AleneID83814
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.37% yield at 959 N Rutledge Ct, Coeur D Alene, ID, 83814 in Coeur D Alene is solid, but the $2,889/mo payment compresses net cash flow to $120/mo at $642,400. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $177,483 by year five, and $5,917/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.37) without U.S. income documentation. Total projected return: $250,667.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 5.1% |
| Monthly Cash Flow | $120 | $1,850 |
City averages based on Coeur D Alene market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,946 |
| Total Monthly Debt Service | $3,570 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
0.45 Acres lot
$N/A/sqft
$130 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83814, Coeur D Alene, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,264 (100%) |
| Owner Occupied HU | 7,792 (51.0%) |
| Renter Occupied HU | 5,366 (35.2%) |
| Vacant Housing Units | 2,106 (13.8%) |
| Median Home Value | $728,088 |
| Average Home Value | $801,865 |
Housing Distribution
Address Breakdown
Residential
13,258
Single Family
11,372
Multi-Family
1,886
Businesses
1,684
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
0.45 Acres lot
$N/A/sqft
$130 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83814, Coeur D Alene, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,264 (100%) |
| Owner Occupied HU | 7,792 (51.0%) |
| Renter Occupied HU | 5,366 (35.2%) |
| Vacant Housing Units | 2,106 (13.8%) |
| Median Home Value | $728,088 |
| Average Home Value | $801,865 |
Housing Distribution
Address Breakdown
Residential
13,258
Single Family
11,372
Multi-Family
1,886
Businesses
1,684
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A