9557 Main StCliffordMI48727
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowNot flashy, but dependably profitable, 9557 Main St, Clifford, MI, 48727 in Clifford is listed at $180,000 and delivers $1,669/mo in rent and $482/mo in net monthly cash flow. The 11.13% yield and 2.06 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $49,731 over five years, and $1,658/yr in principal reduction supplements cash return. Total projected cumulative return: $99,595.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 8.0% |
| Monthly Cash Flow | $482 | $350 |
City averages based on Clifford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,669 |
| Total Monthly Debt Service | $1,115 |
| DSCR Ratio | 1.50x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48727, Clifford, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 495 (100%) |
| Owner Occupied HU | 413 (83.4%) |
| Renter Occupied HU | 49 ( 9.9%) |
| Vacant Housing Units | 33 ( 6.7%) |
| Median Home Value | $226,630 |
| Average Home Value | $282,827 |
Housing Distribution
Address Breakdown
Residential
405
Single Family
405
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48727, Clifford, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 495 (100%) |
| Owner Occupied HU | 413 (83.4%) |
| Renter Occupied HU | 49 ( 9.9%) |
| Vacant Housing Units | 33 ( 6.7%) |
| Median Home Value | $226,630 |
| Average Home Value | $282,827 |
Housing Distribution
Address Breakdown
Residential
405
Single Family
405
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices