95118 Gerald CirFernandina BeachFL32034
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Fernandina Beach at 95118 Gerald Cir, Fernandina Beach, FL, 32034 priced at $325,900 converts $3,240/mo rent into $1,077/mo cash flow after a $1,595/mo obligation. Total monthly income equals $3,240/mo, and annual cash flow totals $12,929/yr on $108,036 invested. Return on cash invested prints 31.88% in year one, and rental yield reads 11.93% against a $325,900 entry. Equity gained on principal adds $2,103/yr, while 5% annual appreciation compiles into $90,040 by year five. Five-year ROI reaches 167.62% and total cumulative return in cash sums $181,087. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $3,240/mo property income covering a $1,595/mo payment, not borrower’s personal income.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32034, Fernandina Beach, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,682 (100%) |
| Owner Occupied HU | 15,551 (65.7%) |
| Renter Occupied HU | 3,710 (15.7%) |
| Vacant Housing Units | 4,421 (18.7%) |
| Median Home Value | $586,648 |
| Average Home Value | $675,813 |
Housing Distribution
Address Breakdown
Residential
21,050
Single Family
18,551
Multi-Family
2,499
Businesses
1,193
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Listed by: N/A • N/A
Mls Name: Zillow Rentals
Mls ID: #N/A