951 South StRoslindaleMA02131
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 951 South St, Roslindale, MA, 02131 in Roslindale. Rental yield 4.63%. At $1,149,900 with 4.63% gross yield, current distributions are modest, but the 5% appreciation rate projects $317,696 in new equity by year five, complemented by $10,591/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.86) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $255,713.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.6% | 7.0% |
| Monthly Cash Flow | $(2,811) | $1,200 |
City averages based on Roslindale market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,437 |
| Total Monthly Debt Service | $6,790 |
| DSCR Ratio | 0.65x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1899
7,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02131, Roslindale, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,689 (100%) |
| Owner Occupied HU | 6,509 (51.3%) |
| Renter Occupied HU | 5,417 (42.7%) |
| Vacant Housing Units | 763 ( 6.0%) |
| Median Home Value | $673,929 |
| Average Home Value | $736,627 |
Housing Distribution
Address Breakdown
Residential
11,926
Single Family
9,333
Multi-Family
2,593
Businesses
583
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1899
7,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02131, Roslindale, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,689 (100%) |
| Owner Occupied HU | 6,509 (51.3%) |
| Renter Occupied HU | 5,417 (42.7%) |
| Vacant Housing Units | 763 ( 6.0%) |
| Median Home Value | $673,929 |
| Average Home Value | $736,627 |
Housing Distribution
Address Breakdown
Residential
11,926
Single Family
9,333
Multi-Family
2,593
Businesses
583
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73494748