950 Ridge RdMount AiryMD21771
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 950 Ridge Rd, Mount Airy, MD, 21771 in Mount Airy: $7,908/mo in rent, $3,150/mo net, 12.4% gross yield, all on a $765,000 acquisition. The 2.30 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $211,355 in value, and $7,046/yr in principal paydown steadily builds equity. Projected total cumulative return: $492,910.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.4% | 5.4% |
| Monthly Cash Flow | $3,150 | $250 |
City averages based on Mount Airy market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,908 |
| Total Monthly Debt Service | $4,454 |
| DSCR Ratio | 1.78x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
0.91 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21771, Mount Airy, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,026 (100%) |
| Owner Occupied HU | 9,862 (89.4%) |
| Renter Occupied HU | 893 ( 8.1%) |
| Vacant Housing Units | 271 ( 2.5%) |
| Median Home Value | $598,074 |
| Average Home Value | $618,694 |
Housing Distribution
Address Breakdown
Residential
11,033
Single Family
10,927
Multi-Family
106
Businesses
731
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
0.91 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21771, Mount Airy, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,026 (100%) |
| Owner Occupied HU | 9,862 (89.4%) |
| Renter Occupied HU | 893 ( 8.1%) |
| Vacant Housing Units | 271 ( 2.5%) |
| Median Home Value | $598,074 |
| Average Home Value | $618,694 |
Housing Distribution
Address Breakdown
Residential
11,033
Single Family
10,927
Multi-Family
106
Businesses
731
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices