950 E Kelsi AveSan Tan ValleyAZ85140
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 950 E Kelsi Ave, San Tan Valley, AZ, 85140 in San Tan Valley. At $368,500 it earns $2,578/mo in rent and distributes $339/mo to the owner after the $1,657/mo payment, a consistent 8.39% yield. DSCR 1.56 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $101,810 in value; $3,394/yr in principal paydown compounds ownership stake. Total projected return: $161,434.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.5% |
| Monthly Cash Flow | $339 | $400 |
City averages based on San Tan Valley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,578 |
| Total Monthly Debt Service | $2,092 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2008
5,581 sqft lot
$N/A/sqft
$181 quarterly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2008
5,581 sqft lot
$N/A/sqft
$181 quarterly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: John Capriotti • The Daniel Montez Real Estate Group
Mls Name: ARMLS
Mls Provider:
Mls ID: #6497193
Disclaimer: All information should be verified by the recipient and none is guaranteed as accurate by ARMLS.