95 Phillip StBay Saint LouisMS39520
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Bay Saint Louis at 95 Phillip St, Bay Saint Louis, MS, 39520 at $1,190,000 posts ROI 3.12% with from $1,740/mo rent. Total monthly income equals $1,740/mo. Return on cash invested measures 3.12% and rental yield reads 1.75% at the current $1,190,000. Equity gained on principal adds $7,679/yr, and 5% annual appreciation supports $328,775 by year five. Five-year ROI prints 12.64% and total cumulative return in cash totals $48,724. You can finance with Ziffy Mortgage’s DSCR loan, which relies on $1,740/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).
Multi Family
Built in 2021
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39520, Bay Saint Louis, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,122 (100%) |
| Owner Occupied HU | 4,375 (53.9%) |
| Renter Occupied HU | 2,157 (26.6%) |
| Vacant Housing Units | 1,590 (19.6%) |
| Median Home Value | $228,185 |
| Average Home Value | $286,488 |
Housing Distribution
Address Breakdown
Residential
7,047
Single Family
6,410
Multi-Family
637
Businesses
492
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Nearby investment properties with comparable prices
Listed by: Katy M Aime • Navigator Real Estate, LLC.
Mls Name: MLS United
Mls ID: #4125579
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.