949 Rista RoadNew SwedenME04762
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 949 Rista Road, New Sweden, ME, 04762 in New Sweden: $3,413/mo in rent, $1,210/mo net, 11.73% gross yield, all on a $349,000 acquisition. The 2.18 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $96,422 in value, and $3,214/yr in principal paydown steadily builds equity. Projected total cumulative return: $210,434.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.7% | 6.0% |
| Monthly Cash Flow | $1,210 | $600 |
City averages based on New Sweden market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,413 |
| Total Monthly Debt Service | $2,064 |
| DSCR Ratio | 1.65x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1993
55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04762, New Sweden, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 332 (100%) |
| Owner Occupied HU | 228 (68.7%) |
| Renter Occupied HU | 37 (11.1%) |
| Vacant Housing Units | 67 (20.2%) |
| Median Home Value | $239,773 |
| Average Home Value | $243,717 |
Housing Distribution
Address Breakdown
Residential
238
Single Family
215
Multi-Family
23
Businesses
10
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1993
55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04762, New Sweden, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 332 (100%) |
| Owner Occupied HU | 228 (68.7%) |
| Renter Occupied HU | 37 (11.1%) |
| Vacant Housing Units | 67 (20.2%) |
| Median Home Value | $239,773 |
| Average Home Value | $243,717 |
Housing Distribution
Address Breakdown
Residential
238
Single Family
215
Multi-Family
23
Businesses
10
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices