949 E 4th StFremontNE68025
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 949 E 4th St, Fremont, NE, 68025 in Fremont speaks for itself: 15.88% gross on a $109,000 price, generating $1,442/mo in rent and $706/mo in net income after the $490/mo debt service. DSCR 2.94, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,476 stacks alongside $30,115 in projected five-year appreciation and $1,004/yr in principal reduction. Projected total cumulative return: $87,069.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.9% | 5.8% |
| Monthly Cash Flow | $706 | $850 |
City averages based on Fremont market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,442 |
| Total Monthly Debt Service | $693 |
| DSCR Ratio | 2.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1910
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68025, Fremont, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,204 (100%) |
| Owner Occupied HU | 8,022 (56.5%) |
| Renter Occupied HU | 4,702 (33.1%) |
| Vacant Housing Units | 1,480 (10.4%) |
| Median Home Value | $219,293 |
| Average Home Value | $268,205 |
Housing Distribution
Address Breakdown
Residential
13,975
Single Family
13,006
Multi-Family
969
Businesses
1,043
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1910
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68025, Fremont, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,204 (100%) |
| Owner Occupied HU | 8,022 (56.5%) |
| Renter Occupied HU | 4,702 (33.1%) |
| Vacant Housing Units | 1,480 (10.4%) |
| Median Home Value | $219,293 |
| Average Home Value | $268,205 |
Housing Distribution
Address Breakdown
Residential
13,975
Single Family
13,006
Multi-Family
969
Businesses
1,043
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Libby Headid • Don Peterson & Associates R E
Mls Name: GPRMLS
Mls Provider:
Mls ID: #22512144
Disclaimer: Listing information is provided by Participants of the Great Plains Regional Multiple Listing Service Inc. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2025, Great Plains Regional Multiple Listing Service, Inc.