949 Cape Rosier RoadHarborsideME04642
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 949 Cape Rosier Road, Harborside, ME, 04642 in Harborside deserves attention. This $205,000 property earns $2,375/mo in rent, a 13.9% gross yield, and nets $1,081/mo after the $922/mo payment. DSCR 2.58 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $56,638 compounds alongside $1,888/yr in yearly equity build, for a total cumulative return of $147,417.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.9% | 5.2% |
| Monthly Cash Flow | $1,081 | $950 |
City averages based on Harborside market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,375 |
| Total Monthly Debt Service | $1,212 |
| DSCR Ratio | 1.96x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04642, Harborside, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 288 (100%) |
| Owner Occupied HU | 85 (29.5%) |
| Renter Occupied HU | 15 ( 5.2%) |
| Vacant Housing Units | 188 (65.3%) |
| Median Home Value | $503,571 |
| Average Home Value | $512,412 |
Housing Distribution
Address Breakdown
Residential
126
Single Family
126
Multi-Family
0
Businesses
0
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04642, Harborside, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 288 (100%) |
| Owner Occupied HU | 85 (29.5%) |
| Renter Occupied HU | 15 ( 5.2%) |
| Vacant Housing Units | 188 (65.3%) |
| Median Home Value | $503,571 |
| Average Home Value | $512,412 |
Housing Distribution
Address Breakdown
Residential
126
Single Family
126
Multi-Family
0
Businesses
0
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices