946 Chesterfield RdHaddonfieldNJ08033
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Haddonfield rentals match the income profile of 946 Chesterfield Rd, Haddonfield, NJ, 08033. Listed at $414,000, gross rent is $3,822/mo and net cash flow is $871/mo, a 11.08% yield well above national averages. DSCR 2.05 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $114,381 by year five with $3,813/yr in annual principal reduction, projecting $214,739 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 6.2% |
| Monthly Cash Flow | $871 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,822 |
| Total Monthly Debt Service | $2,786 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
8,220 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08033, Haddonfield, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,816 (100%) |
| Owner Occupied HU | 5,186 (66.4%) |
| Renter Occupied HU | 2,205 (28.2%) |
| Vacant Housing Units | 425 ( 5.4%) |
| Median Home Value | $603,659 |
| Average Home Value | $658,899 |
Housing Distribution
Address Breakdown
Residential
6,774
Single Family
6,295
Multi-Family
479
Businesses
668
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
8,220 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08033, Haddonfield, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,816 (100%) |
| Owner Occupied HU | 5,186 (66.4%) |
| Renter Occupied HU | 2,205 (28.2%) |
| Vacant Housing Units | 425 ( 5.4%) |
| Median Home Value | $603,659 |
| Average Home Value | $658,899 |
Housing Distribution
Address Breakdown
Residential
6,774
Single Family
6,295
Multi-Family
479
Businesses
668
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices