9414 Smithview PlLanhamMD20706
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow9414 Smithview Pl, Lanham, MD, 20706 in Lanham earns its strong cash-flow label: 13.47% yield, $6,344/mo rent, $2,648/mo net income, DSCR 2.50. The $565,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $156,099 by year five. Combined with $5,204/yr in principal paydown, total projected return reaches $385,511.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.5% | 6.0% |
| Monthly Cash Flow | $2,648 | $850 |
City averages based on Lanham market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,344 |
| Total Monthly Debt Service | $3,471 |
| DSCR Ratio | 1.83x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2018
1,926 sqft lot
$N/A/sqft
$182 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20706, Lanham, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,915 (100%) |
| Owner Occupied HU | 9,673 (64.9%) |
| Renter Occupied HU | 4,605 (30.9%) |
| Vacant Housing Units | 637 ( 4.3%) |
| Median Home Value | $441,375 |
| Average Home Value | $463,194 |
Housing Distribution
Address Breakdown
Residential
14,734
Single Family
11,879
Multi-Family
2,855
Businesses
1,383
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2018
1,926 sqft lot
$N/A/sqft
$182 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20706, Lanham, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,915 (100%) |
| Owner Occupied HU | 9,673 (64.9%) |
| Renter Occupied HU | 4,605 (30.9%) |
| Vacant Housing Units | 637 ( 4.3%) |
| Median Home Value | $441,375 |
| Average Home Value | $463,194 |
Housing Distribution
Address Breakdown
Residential
14,734
Single Family
11,879
Multi-Family
2,855
Businesses
1,383
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices