9404 48th PlCollege ParkMD20740
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 9404 48th Pl, College Park, MD, 20740 in College Park. At $480,000 it earns $3,234/mo in rent and distributes $249/mo to the owner after the $2,158/mo payment, a consistent 8.09% yield. DSCR 1.50 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $132,615 in value; $4,421/yr in principal paydown compounds ownership stake. Total projected return: $198,083.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.0% |
| Monthly Cash Flow | $249 | $350 |
City averages based on College Park market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,234 |
| Total Monthly Debt Service | $2,794 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1959
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20740, College Park, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,847 (100%) |
| Owner Occupied HU | 4,516 (32.6%) |
| Renter Occupied HU | 7,178 (51.8%) |
| Vacant Housing Units | 2,153 (15.5%) |
| Median Home Value | $457,910 |
| Average Home Value | $489,001 |
Housing Distribution
Address Breakdown
Residential
11,318
Single Family
5,622
Multi-Family
5,696
Businesses
722
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1959
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20740, College Park, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,847 (100%) |
| Owner Occupied HU | 4,516 (32.6%) |
| Renter Occupied HU | 7,178 (51.8%) |
| Vacant Housing Units | 2,153 (15.5%) |
| Median Home Value | $457,910 |
| Average Home Value | $489,001 |
Housing Distribution
Address Breakdown
Residential
11,318
Single Family
5,622
Multi-Family
5,696
Businesses
722
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #MDPG2192118