94 Pinewood Acres Rd #W6RFMWBowdoinME04287
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Bowdoin rentals match the income profile of 94 Pinewood Acres Rd #W6RFMW, Bowdoin, ME, 04287. Listed at $287,900, gross rent is $3,114/mo and net cash flow is $1,297/mo, a 12.98% yield well above national averages. DSCR 2.40 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $79,541 by year five with $2,652/yr in annual principal reduction, projecting $192,807 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13% | 5.5% |
| Monthly Cash Flow | $1,297 | $900 |
City averages based on Bowdoin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,114 |
| Total Monthly Debt Service | $1,702 |
| DSCR Ratio | 1.83x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Home Type Unknown
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04287, Bowdoin, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,284 (100%) |
| Owner Occupied HU | 1,110 (86.4%) |
| Renter Occupied HU | 122 ( 9.5%) |
| Vacant Housing Units | 52 ( 4.0%) |
| Median Home Value | $288,147 |
| Average Home Value | $310,119 |
Housing Distribution
Address Breakdown
Residential
1,243
Single Family
1,243
Multi-Family
0
Businesses
9
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Home Type Unknown
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04287, Bowdoin, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,284 (100%) |
| Owner Occupied HU | 1,110 (86.4%) |
| Renter Occupied HU | 122 ( 9.5%) |
| Vacant Housing Units | 52 ( 4.0%) |
| Median Home Value | $288,147 |
| Average Home Value | $310,119 |
Housing Distribution
Address Breakdown
Residential
1,243
Single Family
1,243
Multi-Family
0
Businesses
9
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices