94-5775 Awa Pae LoopNAALEHUHI96772
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 94-5775 Awa Pae Loop, NAALEHU, HI, 96772 in NAALEHU. Rental yield 6.37%. The 1.18 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $192,016 and $6,401/yr in principal reduction project total return of $243,784.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.4% | 4.2% |
| Monthly Cash Flow | $(284) | $1,850 |
City averages based on NAALEHU market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,686 |
| Total Monthly Debt Service | $3,694 |
| DSCR Ratio | 1.00x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
0.32 Acres lot
$N/A/sqft
$13 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96772, Naalehu, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,233 (100%) |
| Owner Occupied HU | 793 (64.3%) |
| Renter Occupied HU | 221 (17.9%) |
| Vacant Housing Units | 219 (17.8%) |
| Median Home Value | $453,667 |
| Average Home Value | $545,832 |
Housing Distribution
Address Breakdown
Residential
45
Single Family
45
Multi-Family
0
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
0.32 Acres lot
$N/A/sqft
$13 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96772, Naalehu, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,233 (100%) |
| Owner Occupied HU | 793 (64.3%) |
| Renter Occupied HU | 221 (17.9%) |
| Vacant Housing Units | 219 (17.8%) |
| Median Home Value | $453,667 |
| Average Home Value | $545,832 |
Housing Distribution
Address Breakdown
Residential
45
Single Family
45
Multi-Family
0
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices