9388 S 95th St EBraggsOK74423
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 9388 S 95th St E, Braggs, OK, 74423 in Braggs fits: $329,900, 2.62% gross yield, and a projected 5% annual appreciation rate adding $91,145 in value within five years. Rental yield 2.62%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.49) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $3,038/yr in principal paydown and $91,145 in appreciation project a total return of $36,151.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 2.6% | 6.2% |
| Monthly Cash Flow | $(1,387) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $720 |
| Total Monthly Debt Service | $1,976 |
| DSCR Ratio | 0.36x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74423, Braggs, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 409 (100%) |
| Owner Occupied HU | 273 (66.7%) |
| Renter Occupied HU | 61 (14.9%) |
| Vacant Housing Units | 75 (18.3%) |
| Median Home Value | $154,449 |
| Average Home Value | $178,507 |
Housing Distribution
Address Breakdown
Residential
322
Single Family
322
Multi-Family
0
Businesses
16
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74423, Braggs, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 409 (100%) |
| Owner Occupied HU | 273 (66.7%) |
| Renter Occupied HU | 61 (14.9%) |
| Vacant Housing Units | 75 (18.3%) |
| Median Home Value | $154,449 |
| Average Home Value | $178,507 |
Housing Distribution
Address Breakdown
Residential
322
Single Family
322
Multi-Family
0
Businesses
16
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices