937 Swanwick StChesterIL62233
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 937 Swanwick St, Chester, IL, 62233 in Chester. At $125,000 it earns $1,241/mo in rent and distributes $374/mo to the owner after the $562/mo payment, a consistent 11.91% yield. DSCR 2.21 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $34,535 in value; $1,151/yr in principal paydown compounds ownership stake. Total projected return: $71,875.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 6.0% |
| Monthly Cash Flow | $374 | $350 |
City averages based on Chester market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,241 |
| Total Monthly Debt Service | $817 |
| DSCR Ratio | 1.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1926
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62233, Chester, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,782 (100%) |
| Owner Occupied HU | 1,839 (66.1%) |
| Renter Occupied HU | 584 (21.0%) |
| Vacant Housing Units | 359 (12.9%) |
| Median Home Value | $144,761 |
| Average Home Value | $183,619 |
Housing Distribution
Address Breakdown
Residential
2,523
Single Family
2,421
Multi-Family
102
Businesses
201
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1926
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62233, Chester, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,782 (100%) |
| Owner Occupied HU | 1,839 (66.1%) |
| Renter Occupied HU | 584 (21.0%) |
| Vacant Housing Units | 359 (12.9%) |
| Median Home Value | $144,761 |
| Average Home Value | $183,619 |
Housing Distribution
Address Breakdown
Residential
2,523
Single Family
2,421
Multi-Family
102
Businesses
201
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices