9352 W Oakridge AveSaint JohnIN46373
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 9352 W Oakridge Ave, Saint John, IN, 46373 in Saint John. Priced at $463,000, it generates $4,967/mo in gross rent and $2,187/mo in net monthly cash flow, a 12.87% yield that comfortably supports the 2.39 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $26,250. Five-year appreciation: $127,918. Equity from principal paydown: $4,264/yr. Total projected cumulative return: $315,969.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.9% | 6.0% |
| Monthly Cash Flow | $2,187 | $300 |
City averages based on Saint John market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,967 |
| Total Monthly Debt Service | $2,595 |
| DSCR Ratio | 1.91x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1990
0.47 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1990
0.47 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Shirley Niven • Century 21 Circle
Mls Name: NIRA
Mls Provider:
Mls ID: #825675
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