932 N Gomez StDeweyAZ86327
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 932 N Gomez St, Dewey, AZ, 86327 in Dewey the bet is firmly on appreciation. Rental yield 4.81%. The 4.81% gross yield on a $570,000 price is below income-first thresholds, but 5%/yr value growth projects $157,480 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.94) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $149,613.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.8% | 7.0% |
| Monthly Cash Flow | $(1,199) | $1,200 |
City averages based on Dewey market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,402 |
| Total Monthly Debt Service | $3,203 |
| DSCR Ratio | 0.75x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2017
8,623 sqft lot
$N/A/sqft
$360 semi-annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86327, Dewey, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,433 (100%) |
| Owner Occupied HU | 4,871 (75.7%) |
| Renter Occupied HU | 667 (10.4%) |
| Vacant Housing Units | 895 (13.9%) |
| Median Home Value | $426,491 |
| Average Home Value | $438,719 |
Housing Distribution
Address Breakdown
Residential
5,589
Single Family
4,170
Multi-Family
1,419
Businesses
225
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2017
8,623 sqft lot
$N/A/sqft
$360 semi-annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86327, Dewey, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,433 (100%) |
| Owner Occupied HU | 4,871 (75.7%) |
| Renter Occupied HU | 667 (10.4%) |
| Vacant Housing Units | 895 (13.9%) |
| Median Home Value | $426,491 |
| Average Home Value | $438,719 |
Housing Distribution
Address Breakdown
Residential
5,589
Single Family
4,170
Multi-Family
1,419
Businesses
225
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
