931 Fulton Ave APT 432SacramentoCA95825
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Sacramento rentals match the income profile of 931 Fulton Ave APT 432, Sacramento, CA, 95825. Listed at $169,500, gross rent is $2,533/mo and net cash flow is $1,035/mo, a 17.93% yield well above national averages. DSCR 3.32 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $46,830 by year five with $1,561/yr in annual principal reduction, projecting $132,855 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.9% | 4.8% |
| Monthly Cash Flow | $1,035 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,533 |
| Total Monthly Debt Service | $1,431 |
| DSCR Ratio | 1.77x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1974
1,790 sqft lot
$N/A/sqft
$450 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95825, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,438 (100%) |
| Owner Occupied HU | 4,088 (24.9%) |
| Renter Occupied HU | 11,412 (69.4%) |
| Vacant Housing Units | 938 ( 5.7%) |
| Median Home Value | $445,341 |
| Average Home Value | $466,829 |
Housing Distribution
Address Breakdown
Residential
16,627
Single Family
10,017
Multi-Family
6,610
Businesses
2,099
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1974
1,790 sqft lot
$N/A/sqft
$450 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95825, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,438 (100%) |
| Owner Occupied HU | 4,088 (24.9%) |
| Renter Occupied HU | 11,412 (69.4%) |
| Vacant Housing Units | 938 ( 5.7%) |
| Median Home Value | $445,341 |
| Average Home Value | $466,829 |
Housing Distribution
Address Breakdown
Residential
16,627
Single Family
10,017
Multi-Family
6,610
Businesses
2,099
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices