930 E 5th StCalexicoCA92231
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 930 E 5th St, Calexico, CA, 92231 in Calexico. At $370,000 it earns $2,804/mo in rent and distributes $457/mo to the owner after the $1,664/mo payment, a consistent 9.1% yield. DSCR 1.69 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $102,224 in value; $3,408/yr in principal paydown compounds ownership stake. Total projected return: $169,942.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.5% |
| Monthly Cash Flow | $457 | $300 |
City averages based on Calexico market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,804 |
| Total Monthly Debt Service | $2,200 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
7,901 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92231, Calexico, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,053 (100%) |
| Owner Occupied HU | 5,420 (49.0%) |
| Renter Occupied HU | 5,213 (47.2%) |
| Vacant Housing Units | 420 ( 3.8%) |
| Median Home Value | $340,739 |
| Average Home Value | $380,252 |
Housing Distribution
Address Breakdown
Residential
10,558
Single Family
9,609
Multi-Family
949
Businesses
968
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
7,901 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92231, Calexico, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,053 (100%) |
| Owner Occupied HU | 5,420 (49.0%) |
| Renter Occupied HU | 5,213 (47.2%) |
| Vacant Housing Units | 420 ( 3.8%) |
| Median Home Value | $340,739 |
| Average Home Value | $380,252 |
Housing Distribution
Address Breakdown
Residential
10,558
Single Family
9,609
Multi-Family
949
Businesses
968
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Emmanuel Gonzalez • One Way Realty
Mls Name: ICAOR
Mls Provider:
Mls ID: #25533449IC
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.