93 Oakwood DriveHarwintonCT06791
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 93 Oakwood Drive, Harwinton, CT, 06791 in Harwinton is a conservative rental investment at $1,279,000. Rental yield 7.07%. A 1.31 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $353,364; $11,780/yr in principal paydown supplements. Total projected return: $413,942.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 7.0% |
| Monthly Cash Flow | $(1,157) | $1,500 |
City averages based on Harwinton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,534 |
| Total Monthly Debt Service | $8,181 |
| DSCR Ratio | 0.92x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
17.71 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06791, Harwinton, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,437 (100%) |
| Owner Occupied HU | 2,129 (87.4%) |
| Renter Occupied HU | 155 ( 6.4%) |
| Vacant Housing Units | 153 ( 6.3%) |
| Median Home Value | $399,199 |
| Average Home Value | $440,277 |
Housing Distribution
Address Breakdown
Residential
2,348
Single Family
2,336
Multi-Family
12
Businesses
125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
17.71 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06791, Harwinton, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,437 (100%) |
| Owner Occupied HU | 2,129 (87.4%) |
| Renter Occupied HU | 155 ( 6.4%) |
| Vacant Housing Units | 153 ( 6.3%) |
| Median Home Value | $399,199 |
| Average Home Value | $440,277 |
Housing Distribution
Address Breakdown
Residential
2,348
Single Family
2,336
Multi-Family
12
Businesses
125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Joanne T. Breen • ERA Hart Sargis-Breen
Mls Name: Smart MLS
Mls Provider:
Mls ID: #24095400
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.