93 Fairwinds Dr #212WaverlyGA31565
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis Waverly rental at 93 Fairwinds Dr #212, Waverly, GA, 31565 sits in the solid-income band: 7.87% gross yield, $3,701/mo rent, $267/mo net after the $2,537/mo debt service, DSCR 1.46. Entry price of $564,200 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $155,878 and $5,196/yr in principal reduction bring total cumulative return to $230,893.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 7.0% |
| Monthly Cash Flow | $267 | $300 |
City averages based on Waverly market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,701 |
| Total Monthly Debt Service | $3,209 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Home Type Unknown
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31565, Waverly, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,155 (100%) |
| Owner Occupied HU | 827 (71.6%) |
| Renter Occupied HU | 119 (10.3%) |
| Vacant Housing Units | 209 (18.1%) |
| Median Home Value | $342,763 |
| Average Home Value | $368,942 |
Housing Distribution
Address Breakdown
Residential
1,112
Single Family
1,092
Multi-Family
20
Businesses
40
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Home Type Unknown
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31565, Waverly, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,155 (100%) |
| Owner Occupied HU | 827 (71.6%) |
| Renter Occupied HU | 119 (10.3%) |
| Vacant Housing Units | 209 (18.1%) |
| Median Home Value | $342,763 |
| Average Home Value | $368,942 |
Housing Distribution
Address Breakdown
Residential
1,112
Single Family
1,092
Multi-Family
20
Businesses
40
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices