928 E 78th StKansas CityMO64131
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 928 E 78th St, Kansas City, MO, 64131 in Kansas City speaks for itself: 10.42% gross on a $213,500 price, generating $1,854/mo in rent and $524/mo in net income after the $960/mo debt service. DSCR 1.93, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,292 stacks alongside $58,986 in projected five-year appreciation and $1,966/yr in principal reduction. Projected total cumulative return: $114,784.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 6.2% |
| Monthly Cash Flow | $524 | $300 |
City averages based on Kansas City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,854 |
| Total Monthly Debt Service | $1,245 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1949
7,616 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64131, Kansas City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,117 (100%) |
| Owner Occupied HU | 5,246 (43.3%) |
| Renter Occupied HU | 5,442 (44.9%) |
| Vacant Housing Units | 1,429 (11.8%) |
| Median Home Value | $254,093 |
| Average Home Value | $267,373 |
Housing Distribution
Address Breakdown
Residential
10,586
Single Family
9,173
Multi-Family
1,413
Businesses
642
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1949
7,616 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64131, Kansas City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,117 (100%) |
| Owner Occupied HU | 5,246 (43.3%) |
| Renter Occupied HU | 5,442 (44.9%) |
| Vacant Housing Units | 1,429 (11.8%) |
| Median Home Value | $254,093 |
| Average Home Value | $267,373 |
Housing Distribution
Address Breakdown
Residential
10,586
Single Family
9,173
Multi-Family
1,413
Businesses
642
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tatum Cooper • Platinum Realty LLC
Mls Name: Heartland MLS as distributed by MLS GRID
Mls ID: #2577713