9258 N County Road 825 ERoachdaleIN46172
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 3.72% gross rental yield, 9258 N County Road 825 E, Roachdale, IN, 46172 in Roachdale is priced for capital growth, not immediate cash flow. The $310,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $85,647 by year five, with $2,855/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.69) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $59,352.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.7% | 7.0% |
| Monthly Cash Flow | $(901) | $350 |
City averages based on Roachdale market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $960 |
| Total Monthly Debt Service | $1,738 |
| DSCR Ratio | 0.55x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2016
5.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 46172, Roachdale, IN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,080 (100%) |
| Owner Occupied HU | 814 (75.4%) |
| Renter Occupied HU | 173 (16.0%) |
| Vacant Housing Units | 93 ( 8.6%) |
| Median Home Value | $204,615 |
| Average Home Value | $227,463 |
Housing Distribution
Address Breakdown
Residential
703
Single Family
688
Multi-Family
15
Businesses
46
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2016
5.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 46172, Roachdale, IN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,080 (100%) |
| Owner Occupied HU | 814 (75.4%) |
| Renter Occupied HU | 173 (16.0%) |
| Vacant Housing Units | 93 ( 8.6%) |
| Median Home Value | $204,615 |
| Average Home Value | $227,463 |
Housing Distribution
Address Breakdown
Residential
703
Single Family
688
Multi-Family
15
Businesses
46
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices