9246 Grigio StSacramentoCA95829
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 9246 Grigio St, Sacramento, CA, 95829 in Sacramento offers a clean, manageable entry. Rental yield 6.29%. DSCR 1.16 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $180,136 in additional property value over five years, with $6,005/yr in principal equity building ownership stake. Total projected cumulative return: $207,416.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 4.8% |
| Monthly Cash Flow | $(618) | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,415 |
| Total Monthly Debt Service | $3,774 |
| DSCR Ratio | 0.90x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
7,544 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95829, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,360 (100%) |
| Owner Occupied HU | 8,186 (79.0%) |
| Renter Occupied HU | 1,895 (18.3%) |
| Vacant Housing Units | 279 ( 2.7%) |
| Median Home Value | $621,096 |
| Average Home Value | $664,643 |
Housing Distribution
Address Breakdown
Residential
10,281
Single Family
9,739
Multi-Family
542
Businesses
383
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
7,544 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95829, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,360 (100%) |
| Owner Occupied HU | 8,186 (79.0%) |
| Renter Occupied HU | 1,895 (18.3%) |
| Vacant Housing Units | 279 ( 2.7%) |
| Median Home Value | $621,096 |
| Average Home Value | $664,643 |
Housing Distribution
Address Breakdown
Residential
10,281
Single Family
9,739
Multi-Family
542
Businesses
383
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Adam Hieb • Mertitage Homes
Mls Name: MetroList Services of CA
Mls ID: #226037353