9218 Linda StLive OakCA95953
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing9218 Linda St, Live Oak, CA, 95953 in Live Oak carries a 1.70 coverage ratio, rent of $2,567/mo is 1.70 times the $1,513/mo payment. Rental yield 6.85%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $336,539 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $92,980; total projected cumulative return: $147,483.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.9% | 6.0% |
| Monthly Cash Flow | $(335) | $1,200 |
City averages based on Live Oak market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,567 |
| Total Monthly Debt Service | $2,138 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95953, Live Oak, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,885 (100%) |
| Owner Occupied HU | 2,437 (62.7%) |
| Renter Occupied HU | 1,282 (33.0%) |
| Vacant Housing Units | 166 ( 4.3%) |
| Median Home Value | $401,534 |
| Average Home Value | $450,676 |
Housing Distribution
Address Breakdown
Residential
3,781
Single Family
3,375
Multi-Family
406
Businesses
166
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95953, Live Oak, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,885 (100%) |
| Owner Occupied HU | 2,437 (62.7%) |
| Renter Occupied HU | 1,282 (33.0%) |
| Vacant Housing Units | 166 ( 4.3%) |
| Median Home Value | $401,534 |
| Average Home Value | $450,676 |
Housing Distribution
Address Breakdown
Residential
3,781
Single Family
3,375
Multi-Family
406
Businesses
166
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A