920 Kaheka St APT 25HonoluluHI96814
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeA DSCR of 1.53 makes 920 Kaheka St APT 25, Honolulu, HI, 96814 in Honolulu one of the easier properties to finance via Ziffy Mortgage's rental-income underwriting. Rental yield 8.25%. The 8.25% yield, 5% annual appreciation ($89,792 over five years), and $2,993/yr in principal reduction project a total cumulative return of $107,310.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 4.2% |
| Monthly Cash Flow | $(282) | $18,500 |
City averages based on Honolulu market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,233 |
| Total Monthly Debt Service | $2,385 |
| DSCR Ratio | 0.94x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1963
N/A lot
$N/A/sqft
$664 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96814, Honolulu, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,948 (100%) |
| Owner Occupied HU | 5,798 (34.2%) |
| Renter Occupied HU | 8,499 (50.1%) |
| Vacant Housing Units | 2,651 (15.6%) |
| Median Home Value | $894,916 |
| Average Home Value | $1,001,990 |
Housing Distribution
Address Breakdown
Residential
16,953
Single Family
417
Multi-Family
16,536
Businesses
2,501
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1963
N/A lot
$N/A/sqft
$664 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96814, Honolulu, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,948 (100%) |
| Owner Occupied HU | 5,798 (34.2%) |
| Renter Occupied HU | 8,499 (50.1%) |
| Vacant Housing Units | 2,651 (15.6%) |
| Median Home Value | $894,916 |
| Average Home Value | $1,001,990 |
Housing Distribution
Address Breakdown
Residential
16,953
Single Family
417
Multi-Family
16,536
Businesses
2,501
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Thu Huyen T Nagata • Luxury Homes International
Mls Name: HiCentral MLS
Mls Provider:
Mls ID: #202514208
Disclaimer: Based on information from the Multiple Listing Service of HiCentral MLS, Ltd. listings last updated on 2025-10-30 21:44:47 PDT. Information is deemed reliable but not guaranteed. Copyright 2025 HiCentral MLS, Ltd