92 Lounsbury RoadFairfieldCT06825
INVESTMENT ANALYSIS
Investment Verdict
Solid Income92 Lounsbury Road, Fairfield, CT, 06825 in Fairfield is a solid income-producing rental, 8.67% gross yield, $4,329/mo rent, $398/mo net cash flow on a $875,000 buy. DSCR 1.10 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $241,746 and $8,059/yr in principal reduction project a total cumulative return of $230,087.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 6.0% |
| Monthly Cash Flow | $398 | $1,500 |
City averages based on Fairfield market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,329 |
| Total Monthly Debt Service | $5,597 |
| DSCR Ratio | 0.77x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1954
0.58 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1954
0.58 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: John J. Dierna • Dierna Realty LLC
Mls Name: Smart MLS
Mls Provider:
Mls ID: #24093904
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