92 Hamilton Ave APT 6EYonkersNY10705
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 92 Hamilton Ave APT 6E, Yonkers, NY, 10705 in Yonkers earns a 9.43% gross yield at $194,800. Rent of $1,571/mo nets $236/mo after the $876/mo mortgage. The 1.79 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $53,820 and $1,794/yr in equity accumulation project a total cumulative return of $91,687.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 4.2% |
| Monthly Cash Flow | $236 | $850 |
City averages based on Yonkers market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,571 |
| Total Monthly Debt Service | $1,223 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1900
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10705, Yonkers, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,950 (100%) |
| Owner Occupied HU | 3,803 (25.4%) |
| Renter Occupied HU | 10,260 (68.6%) |
| Vacant Housing Units | 887 ( 5.9%) |
| Median Home Value | $599,180 |
| Average Home Value | $596,884 |
Housing Distribution
Address Breakdown
Residential
13,944
Single Family
3,760
Multi-Family
10,184
Businesses
714
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1900
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10705, Yonkers, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,950 (100%) |
| Owner Occupied HU | 3,803 (25.4%) |
| Renter Occupied HU | 10,260 (68.6%) |
| Vacant Housing Units | 887 ( 5.9%) |
| Median Home Value | $599,180 |
| Average Home Value | $596,884 |
Housing Distribution
Address Breakdown
Residential
13,944
Single Family
3,760
Multi-Family
10,184
Businesses
714
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices