92 Baptist Common RdTempletonMA01468
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 92 Baptist Common Rd, Templeton, MA, 01468 in Templeton earns a 9.19% gross yield at $529,900. Rent of $4,060/mo nets $720/mo after the $2,383/mo mortgage. The 1.70 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $146,402 and $4,880/yr in equity accumulation project a total cumulative return of $247,517.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 5.2% |
| Monthly Cash Flow | $720 | $750 |
City averages based on Templeton market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,060 |
| Total Monthly Debt Service | $3,129 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01468, Templeton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,980 (100%) |
| Owner Occupied HU | 1,606 (81.1%) |
| Renter Occupied HU | 224 (11.3%) |
| Vacant Housing Units | 150 ( 7.6%) |
| Median Home Value | $478,671 |
| Average Home Value | $504,222 |
Housing Distribution
Address Breakdown
Residential
1,684
Single Family
1,684
Multi-Family
0
Businesses
77
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01468, Templeton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,980 (100%) |
| Owner Occupied HU | 1,606 (81.1%) |
| Renter Occupied HU | 224 (11.3%) |
| Vacant Housing Units | 150 ( 7.6%) |
| Median Home Value | $478,671 |
| Average Home Value | $504,222 |
Housing Distribution
Address Breakdown
Residential
1,684
Single Family
1,684
Multi-Family
0
Businesses
77
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73502136