92-94 Thatcher AveHarrisonNY10528
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Harrison at 92-94 Thatcher Ave, Harrison, NY, 10528 projects strong ROI of 2.63%. Rental yield 2.36%. With 5% annual appreciation, the property builds $837,520 in value over five years. Equity growth combined delivers a projected five-year ROI of 27.64%, translating into $236,673 in total cumulative return on $856,371 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 2.4% | 6.2% |
| Monthly Cash Flow | $(14,284) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,959 |
| Total Monthly Debt Service | $19,037 |
| DSCR Ratio | 0.31x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2016
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10528, Harrison, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,765 (100%) |
| Owner Occupied HU | 2,602 (54.6%) |
| Renter Occupied HU | 1,879 (39.4%) |
| Vacant Housing Units | 284 ( 6.0%) |
| Median Home Value | $912,142 |
| Average Home Value | $1,110,628 |
Housing Distribution
Address Breakdown
Residential
4,771
Single Family
3,757
Multi-Family
1,014
Businesses
493
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2016
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10528, Harrison, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,765 (100%) |
| Owner Occupied HU | 2,602 (54.6%) |
| Renter Occupied HU | 1,879 (39.4%) |
| Vacant Housing Units | 284 ( 6.0%) |
| Median Home Value | $912,142 |
| Average Home Value | $1,110,628 |
Housing Distribution
Address Breakdown
Residential
4,771
Single Family
3,757
Multi-Family
1,014
Businesses
493
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices