918 E 3rd AveEscondidoCA92025
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 918 E 3rd Ave, Escondido, CA, 92025 in Escondido is narrow, $33/mo net on $3,332/mo rent after the $2,398/mo debt service, but the property operates at break-even-plus, not a loss. At $533,375 with a 7.5% yield, the long-run equity case via 5% appreciation ($147,362 over five years) and $4,912/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.39 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $204,402.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.0% |
| Monthly Cash Flow | $33 | $1,500 |
City averages based on Escondido market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,332 |
| Total Monthly Debt Service | $3,087 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1953
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92025, Escondido, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,155 (100%) |
| Owner Occupied HU | 7,331 (42.7%) |
| Renter Occupied HU | 9,095 (53.0%) |
| Vacant Housing Units | 729 ( 4.2%) |
| Median Home Value | $883,658 |
| Average Home Value | $943,208 |
Housing Distribution
Address Breakdown
Residential
16,167
Single Family
12,379
Multi-Family
3,788
Businesses
2,133
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1953
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92025, Escondido, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,155 (100%) |
| Owner Occupied HU | 7,331 (42.7%) |
| Renter Occupied HU | 9,095 (53.0%) |
| Vacant Housing Units | 729 ( 4.2%) |
| Median Home Value | $883,658 |
| Average Home Value | $943,208 |
Housing Distribution
Address Breakdown
Residential
16,167
Single Family
12,379
Multi-Family
3,788
Businesses
2,133
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Malcolm R Sax • J E S Properties
Mls Name: SDMLS
Mls Provider:
Mls ID: #250034402
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