916 Queens HwyRochesterNY12404
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 916 Queens Hwy, Rochester, NY, 12404 in Rochester deserves attention. This $532,300 property earns $4,801/mo in rent, a 10.82% gross yield, and nets $1,247/mo after the $2,394/mo payment. DSCR 2.01 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $147,065 compounds alongside $4,903/yr in yearly equity build, for a total cumulative return of $283,153.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 6.2% |
| Monthly Cash Flow | $1,247 | $450 |
City averages based on Rochester market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,801 |
| Total Monthly Debt Service | $3,343 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2018
4.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12404, Accord, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,185 (100%) |
| Owner Occupied HU | 1,371 (62.7%) |
| Renter Occupied HU | 301 (13.8%) |
| Vacant Housing Units | 513 (23.5%) |
| Median Home Value | $509,054 |
| Average Home Value | $595,117 |
Housing Distribution
Address Breakdown
Residential
1,674
Single Family
1,674
Multi-Family
0
Businesses
88
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2018
4.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12404, Accord, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,185 (100%) |
| Owner Occupied HU | 1,371 (62.7%) |
| Renter Occupied HU | 301 (13.8%) |
| Vacant Housing Units | 513 (23.5%) |
| Median Home Value | $509,054 |
| Average Home Value | $595,117 |
Housing Distribution
Address Breakdown
Residential
1,674
Single Family
1,674
Multi-Family
0
Businesses
88
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices