916 Bataan AveBerkeleyCA94710
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 916 Bataan Ave, Berkeley, CA, 94710 in Berkeley worth study. Rental yield 4.59%. The 4.59% gross yield is below cash-flow benchmarks at $1,050,000, but 5% annual appreciation, adding $290,096 over five years, frames this as a capital growth position. Rent of $4,016/mo partially offsets the $4,721/mo payment. Ziffy Mortgage finances appreciation-play properties (0.85 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $238,605.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.6% | 6.0% |
| Monthly Cash Flow | $(2,479) | $1,500 |
City averages based on Berkeley market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,016 |
| Total Monthly Debt Service | $6,078 |
| DSCR Ratio | 0.66x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1943
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94710, Berkeley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,540 (100%) |
| Owner Occupied HU | 1,158 (25.5%) |
| Renter Occupied HU | 2,885 (63.5%) |
| Vacant Housing Units | 497 (10.9%) |
| Median Home Value | $1,295,233 |
| Average Home Value | $1,347,418 |
Housing Distribution
Address Breakdown
Residential
3,499
Single Family
2,203
Multi-Family
1,296
Businesses
1,649
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1943
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94710, Berkeley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,540 (100%) |
| Owner Occupied HU | 1,158 (25.5%) |
| Renter Occupied HU | 2,885 (63.5%) |
| Vacant Housing Units | 497 (10.9%) |
| Median Home Value | $1,295,233 |
| Average Home Value | $1,347,418 |
Housing Distribution
Address Breakdown
Residential
3,499
Single Family
2,203
Multi-Family
1,296
Businesses
1,649
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CCAR
Mls ID: #41131865