915 Phoenix AveChesterWV26034
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow915 Phoenix Ave, Chester, WV, 26034 in Chester is a top-tier cash-flow asset. At $120,800 it produces $1,363/mo in rent and $664/mo in net monthly income, a 13.54% gross rental yield. The DSCR of 2.51 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $7,971. Five-year appreciation adds $33,375, driving a total cumulative return of $88,376.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 13.5% | 6.2% |
| Monthly Cash Flow | $664 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,363 |
| Total Monthly Debt Service | $651 |
| DSCR Ratio | 2.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 26034, Chester, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,209 (100%) |
| Owner Occupied HU | 1,311 (59.3%) |
| Renter Occupied HU | 590 (26.7%) |
| Vacant Housing Units | 308 (13.9%) |
| Median Home Value | $166,487 |
| Average Home Value | $217,946 |
Housing Distribution
Address Breakdown
Residential
1,936
Single Family
1,852
Multi-Family
84
Businesses
155
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 26034, Chester, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,209 (100%) |
| Owner Occupied HU | 1,311 (59.3%) |
| Renter Occupied HU | 590 (26.7%) |
| Vacant Housing Units | 308 (13.9%) |
| Median Home Value | $166,487 |
| Average Home Value | $217,946 |
Housing Distribution
Address Breakdown
Residential
1,936
Single Family
1,852
Multi-Family
84
Businesses
155
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A