9130 Gallant RdGallantAL35972
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 9130 Gallant Rd, Gallant, AL, 35972 in Gallant: $3,155/mo in rent, $1,559/mo net, 13.77% gross yield, all on a $275,000 acquisition. The 2.55 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $75,977 in value, and $2,533/yr in principal paydown steadily builds equity. Projected total cumulative return: $204,099.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.8% | 8.5% |
| Monthly Cash Flow | $1,559 | $1,200 |
City averages based on Gallant market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,155 |
| Total Monthly Debt Service | $1,487 |
| DSCR Ratio | 2.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1908
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35972, Gallant, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 415 (100%) |
| Owner Occupied HU | 292 (70.4%) |
| Renter Occupied HU | 61 (14.7%) |
| Vacant Housing Units | 62 (14.9%) |
| Median Home Value | $214,674 |
| Average Home Value | $244,726 |
Housing Distribution
Address Breakdown
Residential
535
Single Family
535
Multi-Family
0
Businesses
19
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1908
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35972, Gallant, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 415 (100%) |
| Owner Occupied HU | 292 (70.4%) |
| Renter Occupied HU | 61 (14.7%) |
| Vacant Housing Units | 62 (14.9%) |
| Median Home Value | $214,674 |
| Average Home Value | $244,726 |
Housing Distribution
Address Breakdown
Residential
535
Single Family
535
Multi-Family
0
Businesses
19
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dawn Jenkins • eXp Realty, LLC Central
Mls Name: GALMLS
Mls Provider:
Mls ID: #1350939
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.