913 Sonia PlEscondidoCA92026
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 913 Sonia Pl, Escondido, CA, 92026 in Escondido. At $848,000 it earns $6,967/mo in rent and distributes $1,641/mo to the owner after the $3,813/mo payment, a consistent 9.86% yield. DSCR 1.83 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $234,287 in value; $7,810/yr in principal paydown compounds ownership stake. Total projected return: $427,501.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 6.0% |
| Monthly Cash Flow | $1,641 | $1,500 |
City averages based on Escondido market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,967 |
| Total Monthly Debt Service | $4,988 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1990
0.31 Acres lot
$N/A/sqft
$80 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92026, Escondido, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,944 (100%) |
| Owner Occupied HU | 11,642 (58.4%) |
| Renter Occupied HU | 7,211 (36.2%) |
| Vacant Housing Units | 1,091 ( 5.5%) |
| Median Home Value | $800,969 |
| Average Home Value | $875,466 |
Housing Distribution
Address Breakdown
Residential
18,849
Single Family
15,916
Multi-Family
2,933
Businesses
321
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1990
0.31 Acres lot
$N/A/sqft
$80 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92026, Escondido, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,944 (100%) |
| Owner Occupied HU | 11,642 (58.4%) |
| Renter Occupied HU | 7,211 (36.2%) |
| Vacant Housing Units | 1,091 ( 5.5%) |
| Median Home Value | $800,969 |
| Average Home Value | $875,466 |
Housing Distribution
Address Breakdown
Residential
18,849
Single Family
15,916
Multi-Family
2,933
Businesses
321
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices