913 E 39th StSavannahGA31401



INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 913 E 39th St, Savannah, GA, 31401 in Savannah. Priced at $181,000, it generates $2,380/mo in gross rent and $1,207/mo in net monthly cash flow, a 15.78% yield that comfortably supports the 2.92 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $14,480. Five-year appreciation: $50,007. Equity from principal paydown: $1,667/yr. Total projected cumulative return: $146,532.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.8% | 6.5% |
| Monthly Cash Flow | $1,207 | $285 |
City averages based on Savannah market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,380 |
| Total Monthly Debt Service | $1,101 |
| DSCR Ratio | 2.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
5,227 sqft lot
$N/A/sqft
No HOA



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 1940
5,227 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Ralph M. Harvey III • List with Freedom
Mls Name: Hive MLS
Mls Provider:
Mls ID: #SA339174
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